Tips for Getting Fast Auto Insurance Quotes

It’s definitely possible to get fast auto insurance quotes these days. At one time you had to go into an office or have an agent come to your home just to get insurance quotes. Today is the age of the online insurance quote. Sure, you can still call the insurance company, or make an appointment with an agent, but it’s good to have faster options if you want to use them.

1. Use Insurance Company Sites
Just about every insurance company out there has a website where you can find an online quote. If you have a favorite insurance company, that’s definitely an option.

2. Try Providers with Comparisons
Some insurance providers like Esurance and Geico automatically provide you with comparisons when you get your quote. This can save you time looking at alternate offers, but you are limited to the companies they show you.

3. Utilize Independent Sites for Comparisons
Using a site like CarsDirect can allow you to get multiple comparisons. These sites aren’t specifically affiliated with any one insurance company, so it’s a non-weighted comparison. As with the comparisons at insurance company sites, though, you might be limited in terms of companies compared.

4. Call the Insurance Company
Any insurance company can still do quick quotes over the telephone. If you know the company you want to use, this is an option. They will essentially ask you for the same information you’d input if you were doing it yourself online. Since they do this full time, though, they are probably a little quicker at the process.

5. Have Your Information Handy
No matter what method you use, having your information handy and ready to go will speed up the process. Most of it is fairly basic, but you might need your vehicles’ VIN numbers, information about your current insurance coverage, mileage of vehicles and personal data on all drivers who will be insured. Be sure to have details and dates of any violations, accidents or payouts that any drivers who will be insured have had. You might not need all of this information, but if you have it handy when you start, it will save you time if you need it.
Life is certainly faster today than in times past. For that reason, saving time is useful. When it comes to fast auto insurance quotes, we’ve really come a long way and there are definitely options to get your quote quickly.

Top Websites to Get Low Cost Auto Insurance Quotes

Getting low cost auto insurance quotes is very easy to do with the Internet. There are many online insurance companies out there that will provide you with the coverage you need to be safe on the roads. Here are some sites you may want to consider using.

Esurance

Esurance prides themselves on producing a quick auto insurance quote. Their homepage say that on average, they provide accurate quotes within six minutes. The site allows you to compare insurance rates from many different top companies. You can input your zip code on the homepage, and you are on your way to getting a free quote. You must then enter the driver’s information, car information, and then you will see coverage options and prices from different places. You can then select a quote and you have just got auto insurance in the matter of minutes.

General Online Insurance

The General is another website that you should consider. Their site says you can get a quote within two minutes, due to no personal information being involved. To start, you can select auto insurance, and type in your zip code. Be advised, that they do not provide coverage in all areas, so enter your zip code and you will be able to proceed if they offer insurance in your area. You then only need to fill in a few questions of information, but no personal information like your social security number, address, phone, etc are needed. You can then view your quote, and then apply and buy online.

Where To Get free Auto Insurance Quotes Online?

Basically there are three options to get your insurance : through a direct underwriter or agent , insurance broker , or one of the growing number of Auto insurance policies sold branded under the auspices of the automobile manufacturers .

UNDERWRITERS
Dealing directly with underwriters generally the cheapest option but again , the cost should not be the only consideration .

Most of the guarantor has a direct dial lines where you can arrange cover and pay for it over the phone . But with so many players , shopping around for the right policy at the right price can be a laborious task and time consuming .

If you prefer a more personal approach , then the insurance agent might be a better choice . Agents generally sell insurance for only one or two underwriters , so your choices will be limited policy .

BROKER
In today’s longer working hours and less time to relax , one of the last thing you want to do is spend days on the phone to compare quotes and conditions or wondering if you ‘ve got the right policies so that is where the broker come on .

Brokers work for you and not the insurance underwriters so that they are not bound to sell you a policy from any particular company .

Using a broker that is suitable for prestige car or exotic car as brokers often have more leverage to get a better premium or solve problems .

MANUFACTURER
Other options for insuring your car is through the increasing number of manufacturers of branded products . In the arena of prestige , BMW and Volvo have been operating the longest and offer insurance packages that are tailored to the specific needs of their customers .

Finally , if your car is part of a salary package, you may be able to ascertain through your employer. Many large companies are self-insured or because they are sure to value , have significant buying power with underwriters and can offer very good price .